Terms and Conditions

Last modified: September 1, 2019

Welcome to Talk Of Naija!

Talk Of Naija enables people to connect with each other, build communities, get informed and
grow businesses. These Terms govern your use of Talk Of Naija, and the other products, features,
apps, services, technologies, and software we offer (the Talk Of Naija Products or Products),
except where we expressly state that separate terms (and not these) apply. These Products
and services are provided to you by Talk Of Naija.

We don’t charge you to use Talk Of Naija or the other products and services covered by these
Terms. Instead, businesses and organizations pay us to show you ads for their products and
services. By using our Products, you agree that we can show you ads that we think will be
relevant to you and your interests. We use your personal data to help determine which ads to
show you.

We don’t sell your personal data to advertisers, and we don’t share information that
directly identifies you (such as your name, email address or other contact information) with
advertisers unless you give us specific permission. Instead, advertisers can tell us things
like the kind of audience they want to see their ads, and we show those ads to people who
may be interested. We provide advertisers with reports about the performance of their ads
that help them understand how people are interacting with their content. See more below

Our Data Policy explains how we collect and use your personal data to determine some of the
ads you see and provide all of the other services described below. You can also go to your
settings at any time to review the privacy choices you have about how we use your data.


1. The services we provide

Our mission is to give people the power to build community and bring the world closer
together. To help advance this mission, we provide the Products and services described below
to you:

Provide a personalized experience for you:

Your experience on Talk Of Naija varies to others: from the news posts, stories, events, ads,
and other content you see in Feed, timelines, forum, videos and to the threads you follow
and other features you might use, such as Trending (explore), for you, events, movies and
search. We use the data we have – for example, about the connections you make, the choices
and settings you select, and what you share and do on and off our Products – to personalize
your experience.

Connect you with people and organizations you care about:

We help you find and connect with people, groups, businesses, organizations, and others that
matter to you across the Talk Of Naija Products you use. We use the data we have to make
suggestions for you and others – for example, groups to join, events to attend, threads to
follow or send a message to, shows to watch, and people you may want to become friends with.
Stronger ties make for better communities, and we believe our services are most useful when
people are connected to people, groups, and organizations they care about.

Empower you to express yourself and communicate about what matters to you:

There are many ways to express yourself on Talk Of Naija and to communicate with friends, family,
and others about what matters to you – for example, sharing status updates, photos, videos,
and stories across the Talk Of Naija Products you use, sending messages to a friend or several
people, creating events or groups, or adding content to your profile. We have also
developed, and continue to explore, new ways for people to use technology, such as augmented
reality and 360 video to create and share more expressive and engaging content on Talk Of Naija.

Help you discover content, products, and services that may interest you:

We show you ads, offers, news, and other sponsored content to help you discover content,
products, and services that are offered by the many businesses and organizations that use
Talk Of Naija and other Talk Of Naija Products.

Combat harmful conduct and protect and support our community:

People will only build community on Talk Of Naija if they feel safe. We employ dedicated teams
around the world and develop advanced technical systems to detect misuse of our Products,
harmful conduct towards others, and situations where we may be able to help support or
protect our community. If we learn of content or conduct like this, we will take appropriate
action – for example, offering help, removing content, removing or restricting access to
certain features, disabling an account, or contacting law enforcement. We share data with
other Talk Of Naija companies when we detect misuse or harmful conduct by someone using one of
our Products.

Use and develop advanced technologies to provide safe and functional services for everyone:

We use and develop advanced technologies – such as artificial intelligence, machine learning
systems, and augmented reality – so that people can use our Products safely regardless of
physical ability or geographic location. For example, technology like this helps people who
have visual impairments understand what or who is in photos or videos shared on Talk Of Naija.
We also build sophisticated network and communication technology to help more people connect
to the internet in areas with limited access. And we develop automated systems to improve
our ability to detect and remove abusive and dangerous activity that may harm our community
and the integrity of our Products.

Research ways to make our services better:

We engage in research to develop, test, and improve our Products. This includes analyzing the
data we have about our users and understanding how people use our Products, for example by
conducting surveys and testing and troubleshooting new features. Our Data Policy explains
how we use data to support this research for the purposes of developing and improving our

Provide consistent and seamless experiences across the Talk Of Naija Company Products:

Our Products help you find and connect with people, groups, businesses, organizations, and
others that are important to you. We design our systems so that your experience is
consistent and seamless across the different Talk Of Naija Company Products that you use. For
example, we use data about the people you engage with on Talk Of Naija to make it easier for you
to connect with them on other social media platforms. We enable you to communicate with a
user you follow on Talk Of Naija through a direct messaging system.

Enable global access to our services:

To operate our global service, we need to store and distribute content and data in our data
centers and systems around the world, including outside your country of residence. This
infrastructure may be operated or controlled by Talk Of Naija, or its affiliates.


2. How our services are funded

Instead of paying to use Talk Of Naija and the other products and services we offer, by using the
Talk Of Naija Products covered by these Terms, you agree that we can show you ads that
businesses and organizations pay us to promote on and off the Talk Of Naija Company Products. We
use your personal data, such as information about your activity and interests, to show you
ads that are more relevant to you.

Protecting people’s privacy is central to how we’ve designed our ad system. This means that
we can show you relevant and useful ads without telling advertisers who you are. We don’t
sell your personal data. We allow advertisers to tell us things like their business goal,
and the kind of audience they want to see their ads (for example, people between the ages of
18-35 who like cycling and have shown significant interest in it). We then show their ad to
people who might be interested.

We also provide advertisers with reports about the performance of their ads to help them
understand how people are interacting with their content on and off Talk Of Naija. For example,
we provide general demographic and interest information to advertisers (for example, that an
ad was seen by a woman between the ages of 25 and 34 who lives in Madrid and likes software
engineering) to help them better understand their audience. We don’t share information that
directly identifies you (information such as your name or email address that by itself can
be used to contact you or identifies who you are) unless you give us specific permission. We
have more on that issue for you to learn more.

We collect and use your personal data in order to provide the services described above to
you. You can learn about how we collect and use your data in our Data Policy. You have
controls over the types of ads and advertisers you see, and the types of information we use
to determine which ads we show you.


3. Your commitments to Talk Of Naija and our community

We provide these services to you and others to help advance our mission. In exchange, we need
you to make the following commitments:

1. Who can use Talk Of Naija

When people stand behind their opinions and actions, our community is safer and more
accountable. For this reason, you must:

  • Use the same name that you use in everyday life.
  • Provide accurate information about yourself.
  • Create only one account (your own) and use your timeline for personal purposes.
  • Not share your password, give access to your Talk Of Naija account to others, or transfer
    your account to anyone else (without our permission).

We try to make Talk Of Naija broadly available to everyone, but you cannot use Talk Of Naija if:

  • You are under 13 years old (or the minimum legal age in your country to use our
  • You are a convicted sex offender.
  • We’ve previously disabled your account for violations of our Terms or Policies.
  • You are prohibited from receiving our products, services, or software under applicable

2. What you can share and do on Talk Of Naija

We want people to use Talk Of Naija to express themselves and to share content that is important
to them, but not at the expense of the safety and well-being of others or the integrity of
our community. You therefore agree not to engage in the conduct described below (or to
facilitate or support others in doing so):

1. You may not use our Products to do or share anything:

      • That violates these Terms, our Community Standards, and other terms and policies
        apply to your use of Talk Of Naija.
      • That is unlawful, misleading, discriminatory or fraudulent.
      • That infringes or violates someone else’s rights, including their intellectual

2. You may not upload viruses or malicious code or do anything that could disable,
overburden, or impair the proper working or appearance of our Products.

3. You may not access or collect data from our Products using automated means (without
our prior permission) or attempt to access data you do not have permission to access.

We can remove or restrict access to content that is in violation of these provisions.

If we remove content that you have shared in violation of our Community Standards, we’ll let
you know and explain any options you have to request another review, unless you seriously or
repeatedly violate these Terms or if doing so may expose us or others to legal liability;
harm our community of users; compromise or interfere with the integrity or operation of any
of our services, systems or Products; where we are restricted due to technical limitations;
or where we are prohibited from doing so for legal reasons.

To help support our community, we encourage you to report content or conduct that you believe
violates your rights (including intellectual property rights) or our terms and policies.

3. The permissions you give us

We need certain permissions from you to provide our services:

1. Permission to use content you create and share: Some content that you share or upload,
such as photos or videos, may be protected by intellectual property laws.

You own the intellectual property rights (things like copyright or trademarks) in any
such content that you create and share on Talk Of Naija and the other Talk Of Naija Company
Products you use. Nothing in these Terms takes away the rights you have to your own
content. You are free to share your content with anyone else, wherever you want.

However, to provide our services we need you to give us some legal permissions (known as
a ‘license’) to use this content. This is solely for the purposes of providing and
improving our Products and services as described in Section 1 above.

Specifically, when you share, post, or upload content that is covered by intellectual
property rights on or in connection with our Products, you grant us a non-exclusive,
transferable, sub-licensable, royalty-free, and worldwide license to host, use,
distribute, modify, run, copy, publicly perform or display, translate, and create
derivative works of your content (consistent with your privacy and application
settings). This means, for example, that if you share a photo on Talk Of Naija, you give us
permission to store, copy, and share it with others (again, consistent with your
settings) such as service providers that support our service or other Talk Of Naija Products
you use. This license will end when your content is deleted from our systems.

You can delete content individually or all at once by deleting your account.

When you delete content, it’s no longer visible to other users, however it may continue
to exist elsewhere on our systems where:

      • Immediate deletion is not possible due to technical limitations (in which case, your
        content will be deleted within a maximum of 90 days from when you delete it);
      • your content has been used by others in accordance with this license and they have
        deleted it (in which case this license will continue to apply until that content is
        deleted); or
      • where immediate deletion would restrict our ability to:
        • investigate or identify illegal activity or violations of our terms and policies
          (for example, to identify or investigate misuse of our Products or systems);
        • comply with a legal obligation, such as the preservation of evidence; or
        • comply with a request of a judicial or administrative authority, law enforcement
          or a government agency;

In which case, the content will be retained for no longer than is necessary for the
purposes for which it has been retained (the exact duration will vary on a case-by-case

In each of the above cases, this license will continue until the content has been fully

2. Permission to use your name, profile picture, and information about your actions with
ads and sponsored content: You give us permission to use your name and profile picture
and information about actions you have taken on Talk Of Naija next to or in connection with
ads, offers, and other sponsored content that we display across our Products, without
any compensation to you. For example, we may show your friends that you are interested
in an advertised event or have liked a thread created by a brand/user that has paid us
to display its ads on Talk Of Naija. Ads like this can be seen only by people who have your
permission to see the actions you’ve taken on Talk Of Naija. You can learn more about your
ad settings and preferences.

3. Permission to update software you use or download: If you download or use our
software, you give us permission to download and install updates to the software where

4. Limits on using our intellectual property

If you use content covered by intellectual property rights that we have and make available in
our Products (for example, images, designs, videos, or sounds we provide that you add to
content you create or share on Talk Of Naija), we retain all rights to that content (but not
yours). You can only use our copyrights or trademarks (or any similar marks) as expressly
permitted by our Brand Usage Guidelines or with our prior written permission. You must
obtain our written permission (or permission under an open source license) to modify, create
derivative works of, decompile, or otherwise attempt to extract source code from us.


4. Additional provisions

1. Updating our Terms

We work constantly to improve our services and develop new features to make our Products
better for you and our community. As a result, we may need to update these Terms from time
to time to accurately reflect our services and practices. We will only make any changes if
the provisions are no longer appropriate or if they are incomplete, and only if the changes
are reasonable and take due account of your interests.

We will notify you (for example, by email or through our Products) at least 30 days before we
make changes to these Terms and give you an opportunity to review them before they go into
effect, unless changes are required by law. Once any updated Terms are in effect, you will
be bound by them if you continue to use our Products.

We hope that you will continue using our Products, but if you do not agree to our updated
Terms and no longer want to be a part of the Talk Of Naija community, you can delete your
account at any time.

2. Account suspension or termination

We want Talk Of Naija to be a place where people feel welcome and safe to express themselves and
share their thoughts and ideas.

If we determine that you have clearly, seriously or repeatedly breached our Terms or
Policies, including in particular our Community Standards, we may suspend or permanently
disable access to your account. We may also suspend or disable your account if you
repeatedly infringe other people’s intellectual property rights or where we are required to
do so for legal reasons.

Where we take such action we’ll let you know and explain any options you have to request a
review, unless doing so may expose us or others to legal liability; harm our community of
users; compromise or interfere with the integrity or operation of any of our services,
systems or Products; or where we are restricted due to technical limitations; or where we
are prohibited from doing so for legal reasons.

You can learn more about what you can do if your account has been disabled and how to contact
us if you think we have disabled your account by mistake.

If you delete or we disable your account, these Terms shall terminate as an agreement between
you and us, but the following provisions will remain in place: 3, 4.2-4.5.

3. Limits on liability

We work hard to provide the best Products we can and to specify clear guidelines for everyone
who uses them. Our Products, however, are provided “as is,” and we make no guarantees that
they always will be safe, secure, or error-free, or that they will function without
disruptions, delays, or imperfections. To the extent permitted by law, we also DISCLAIM ALL
what people and others do or say, and we are not responsible for their actions or conduct
(whether online or offline) or any content they share (including offensive, inappropriate,
obscene, unlawful, and other objectionable content).

We cannot predict when issues might arise with our Products. Accordingly, our liability shall
be limited to the fullest extent permitted by applicable law, and under no circumstance will
we be liable to you for any lost profits, revenues, information, or data, or consequential,
special, indirect, exemplary, punitive, or incidental damages arising out of or related to
these Terms or the Talk Of Naija Products, even if we have been advised of the possibility of
such damages.

4. Disputes

We try to provide clear rules so that we can limit or hopefully avoid disputes between you
and us. If a dispute does arise, however, it’s useful to know up front where it can be
resolved and what laws will apply.

If you are a consumer, the laws of the country in which you reside will apply to any claim,
cause of action, or dispute you have against us that arises out of or relates to these Terms
or the Talk Of Naija Products, and you may resolve your claim in any competent court in that
country that has jurisdiction over the claim. In all other cases, you agree that the claim
must be resolved exclusively in the Nigeria. You also agree that you submit to the personal
jurisdiction of either of jurisdictional courts in Nigeria for the purpose of litigating any
such claim, and that the laws of the federal republic of Nigeria will govern these Terms and
any claim, without regard to conflict of law provisions.

5. Other

1. These Terms (formerly known as the Statement of Rights and Responsibilities) make up
the entire agreement between you and Talk Of Naija, regarding your use of our Products. They
supersede any prior agreements.

2. Some of the Products we offer are also governed by supplemental terms. If you use any
of those Products, supplemental terms will be made available and will become part of our
agreement with you. For instance, if you access or use our Products for commercial or
business purposes, such as buying ads, selling products, developing apps, managing a
group or Page, threads for your business, or using our measurement services, you must
agree to our Commercial Terms. If you post or share content containing music, you must
comply with our Music Guidelines. To the extent any supplemental terms conflict with
these Terms, the supplemental terms shall govern to the extent of the conflict.

3. If any portion of these Terms is found to be unenforceable, the remaining portion will
remain in full force and effect. If we fail to enforce any of these Terms, it will not
be considered a waiver. Any amendment to or waiver of these Terms must be made in
writing and signed by us.

4. You will not transfer any of your rights or obligations under these Terms to anyone
else without our consent.

5. You may designate a person (called a legacy contact) to manage your account if it is
memorialized. Only your legacy contact or a person who you have identified in a valid
will or similar document expressing clear consent to disclose your content upon death or
incapacity will be able to seek disclosure from your account after it is memorialized.

6. These Terms do not confer any third-party beneficiary rights. All of our rights and
obligations under these Terms are freely assignable by us in connection with a merger,
acquisition, or sale of assets, or by operation of law or otherwise.

7. You should know that we may need to change the username for your account in certain
circumstances (for example, if someone else claims the username and it appears unrelated
to the name you use in everyday life). We will inform you in advance if we have to do
this and explain why.

8. We always appreciate your feedback and other suggestions about our products and
services. But you should know that we may use them without any restriction or obligation
to compensate you, and we are under no obligation to keep them confidential.

9. We reserve all rights not expressly granted to you.


5. Other terms and policies that may apply to you

  • Community Standards: These guidelines outline our standards regarding the content you
    post to Talk Of Naija and your activity on Talk Of Naija and other Talk Of Naija Products.
  • Advertising Policies: These policies specify what types of ad content are allowed by
    partners who advertise across the Talk Of Naija Products.
  • Self-Serve Ad Terms: These terms apply when you use self-serve advertising interfaces to
    create, submit, or deliver advertising or other commercial or sponsored activity or
  • Pages, Groups and Events Policy: These guidelines apply if you create or administer a
    Talk Of Naija Page, group, or event, or if you use Talk Of Naija to communicate or administer a
  • Talk Of Naija Platform Policy: These guidelines outline the policies that apply to your use
    of our Platform (for example, for developers or operators of a Platform application or
    website or if you use social plugins).
  • Developer Payment Terms: These terms apply to developers of applications that use
    Talk Of Naija Payments.
  • Community Payment Terms: These terms apply to payments made on or through Talk Of Naija.
  • Commerce Policies: These guidelines outline the policies that apply when you offer
    products and services for sale on Talk Of Naija.
  • Talk Of Naija Brand Resources: These guidelines outline the policies that apply to use of
    Talk Of Naija trademarks, logos, and screenshots.
  • Music Guidelines: These guidelines outline the policies that apply if you post or share
    content containing music on Talk Of Naija.